6 worked Duncan case studies — the position a client typically comes to us with, what we do, and what it is worth. Each is an illustrative example built on the rules that apply to Duncan and its provincial tax regime, not a specific client's file.
Case Study 1 · Missed incentive claimed
$143,000 In Credits Claimed That Prior Filings Had Missed — Commercial Landlord, Duncan
Client: A commercial landlord · Where: Duncan, British Columbia · Engagement: 4 weeks, fixed fee
Credits claimed$143,000
Years adjusted6
Review outcomeNo adjustment
The situation — A commercial landlord, Duncan, British Columbia
A commercial landlord in Duncan, British Columbia had been filing for 6 years. In that time, the incentives its activity qualified for were never claimed. Behind that sat British Columbia incentives claimed by competitors and never by this business.
What we did for A commercial landlord, Duncan, British Columbia
We tested each activity against the eligibility criteria rather than the description on the invoice. Then we separated the federal GST and BC provincial sales tax streams, reconciled both to the sales ledger, and filed the corrected provincial returns.
The result — A commercial landlord, Duncan, British Columbia
$143,000 in credits claimed, with the open prior years adjusted as well. The claim passed review without adjustment.
Case Study 2 · Scaling without breaking
Second-Province Expansion Handled, $105,000 Of Cash Released — Heritage-Home Bed and Breakfast, Duncan
Client: A heritage-home bed and breakfast that hosts small weddings · Where: Duncan, British Columbia · Engagement: 11 weeks, fixed fee
Cash released$105,000
New registrationsComplete on day one
Compliance gapsNone
The situation — A heritage-home bed and breakfast that hosts small weddings, Duncan, British Columbia
Revenue at a heritage-home bed and breakfast that hosts small weddings in Duncan, British Columbia was up sharply and cash was tighter than ever. Underneath it sat sector-specific exposure the previous accountant had not seen before.
What we did for A heritage-home bed and breakfast that hosts small weddings, Duncan, British Columbia
We assessed and claimed BC Scientific Research and Experimental Development Tax Credit alongside the federal return. Every new obligation was set up before it was triggered, not after. That covered registration, remittance frequency and provincial filing.
The result — A heritage-home bed and breakfast that hosts small weddings, Duncan, British Columbia
$105,000 of cash was released from the working capital cycle. The expansion completed with every registration and filing obligation covered from day one.
Case Study 3 · Cash and remittance control
$148,000 Of Working Capital Freed From The Tax Cycle — Condo Corporation Manager, Duncan
Client: A condo corporation manager · Where: Duncan, British Columbia · Engagement: 10 weeks, fixed fee
Working capital freed$148,000
On-time remittancesEvery period since
Forecast horizon13 weeks
The situation — A condo corporation manager, Duncan, British Columbia
A condo corporation manager in Duncan, British Columbia was profitable on paper and short of cash every month. A provincial payroll levy that had never been registered for or remitted explained most of the gap.
What we did for A condo corporation manager, Duncan, British Columbia
We assessed and claimed BC Small Business Venture Capital Tax Credit alongside the federal return. We also built a thirteen-week cash view so tax payments stopped competing with payroll for the same dollars.
The result — A condo corporation manager, Duncan, British Columbia
$148,000 was released back into working capital. Remittances have been on time every period since, and the forecast shows the tax outflow before it lands.
Case Study 4 · Deadline rescue
5-Week Turnaround Beat The Deadline And Saved $91,000 — Catering Company, Duncan
Client: A catering company · Where: Duncan, British Columbia · Engagement: 5 weeks, fixed fee
Late-filing penalty avoided$91,000
Filed with12 days to spare
Next yearPapers ready
The situation — A catering company, Duncan, British Columbia
A catering company in Duncan, British Columbia was weeks away from the deadline for its BC tax and accounting file. Behind that sat input tax credits claimed against BC provincial tax, which is not recoverable the way GST is. The exposure if the date slipped was around $91,000.
What we did for A catering company, Duncan, British Columbia
We registered the provincial payroll account, caught up the outstanding remittances, and applied for relief on the penalty. The filing went in complete rather than provisional, so there was no amended return to follow.
The result — A catering company, Duncan, British Columbia
Filed with 12 days to spare. $91,000 in late-filing penalties avoided, and the working papers are ready for the following year.
Client: A custom software development shop · Where: Duncan, British Columbia · Engagement: 10 weeks, fixed fee
Annual saving$22,000
ReorganisationTax-neutral
StructureMatches operations
The situation — A custom software development shop, Duncan, British Columbia
The structure at a custom software development shop in Duncan, British Columbia needed fixing. The file was carrying provincial sales tax collected but never remitted on the separate BC return. Every option for fixing it ran through a reorganisation that had to be done without triggering tax.
What we did for A custom software development shop, Duncan, British Columbia
We worked with the client's lawyer. Together, we recalculated the corporate tax at the 11% combined small business rate and rebased the instalments on the current year. We also prepared the elections, resolutions and valuations the structure needed to stand up.
The result — A custom software development shop, Duncan, British Columbia
The structure now matches the business. Annual saving of $22,000, and the reorganisation itself was tax-neutral.
Case Study 6 · Sale and succession
Intergenerational Transfer Completed With $885,000 Deferred — Bakery and Cafe, Duncan
Client: A bakery and cafe · Where: Duncan, British Columbia · Engagement: 5 weeks, fixed fee
Tax deferred$885,000
TransferCompleted
RecordsReview-ready
The situation — A bakery and cafe, Duncan, British Columbia
A generational transfer at a bakery and cafe in Duncan, British Columbia had been discussed for years without a plan. No valuation on file to support the price the parties had agreed meant the transfer as contemplated would have been fully taxable.
What we did for A bakery and cafe, Duncan, British Columbia
We separated the federal GST and BC provincial sales tax streams, reconciled both to the sales ledger, and filed the corrected provincial returns. We sequenced the steps so each one was complete and documented before the next depended on it.
The result — A bakery and cafe, Duncan, British Columbia
$885,000 of tax was deferred through the transfer, and the successor generation took over a corporation whose records stood up to review.
Reviewed by Udit Gupta, Founder and Tax Accountant for the 2025 tax year. These case studies are illustrative worked examples composed from the CRA rules that apply to this type of work, not specific client files; figures are representative and outcomes depend on your own facts.
