6 Mental Health Counselors tax and accounting engagements in full — what the client came to us with, what we did, and what it was worth. Each one is specific to mental health counselors work, not a general example.
Case Study 1 · Sale and succession
$425,000 Sheltered By The Lifetime Capital Gains Exemption — Chiropractic Clinic, Saskatoon
A chiropractic clinic in Saskatoon, Saskatchewan had an offer on the table and 20 months to close. The shares did not qualify for the capital gains exemption, and passive assets sitting inside the operating company, disqualifying the shares was part of the reason.
What we did
We purified the corporation so the shares met the qualifying tests, then aligned the reporting calendar with the sector’s own seasonal cycle rather than a generic year-end well ahead of the closing date.
The result
The sale closed on schedule with $425,000 sheltered by the lifetime capital gains exemption across the shareholders.
Case Study 2 · Planning that cut the bill
Remuneration Review Saved $18,500 Across Corporate And Personal Returns — Medical Imaging Clinic, Toronto
Client: A medical imaging clinic · Where: Toronto, Ontario · Engagement: 9 weeks, fixed fee
Combined saving$18,500
ScopeCorporate + personal
Future yearsNo rework needed
The situation
Nothing was wrong at a medical imaging clinic in Toronto, Ontario — the filings were on time and accurate. What they were not was planned. Seasonal revenue reported without matching the costs that produced it had never been reviewed.
What we did
We reassigned the asset classes on the CCA schedule and corrected the opening balances, and ran the numbers across both the corporate and personal returns so the saving was real rather than deferred into someone else's hands.
The result
$18,500 came off the combined corporate and personal tax bill, and the structure holds for future years without further work.
Case Study 3 · Objection and relief
$20,000 Of Penalties And Interest Cancelled On Relief — Two-Dentist Practice, Regina
Client: A two-dentist practice · Where: Regina, Saskatchewan · Engagement: 11 weeks, fixed fee
Penalties and interest cancelled$20,000
Relief groundsAccepted
AssessmentAdjusted to filed position
The situation
An assessment of $20,000 landed at a two-dentist practice in Regina, Saskatchewan following a desk review. The auditor had not seen the records behind sector deductions claimed on a general-business basis rather than the mental health counselors rules.
What we did
We rebuilt the chart of accounts around how a mental health counselors business actually earns and spends, then set out the legislative basis for the position alongside the documents supporting it.
The result
$20,000 of penalties and interest was cancelled under the taxpayer relief provisions, and the underlying assessment was adjusted to match the filed position.
Case Study 4 · Missed incentive claimed
$31,000 In Credits Claimed That Prior Filings Had Missed — Physiotherapy Group, Edmonton
Client: A physiotherapy group · Where: Edmonton, Alberta · Engagement: 5 weeks, fixed fee
Credits claimed$31,000
Years adjusted3
Review outcomeNo adjustment
The situation
A physiotherapy group in Edmonton, Alberta had been filing for 3 years without ever claiming the incentives its activity qualified for. Behind that sat development and improvement work written off as ordinary overhead.
What we did
We tested each activity against the eligibility criteria rather than the description on the invoice, then reviewed every sector-specific deduction against the current rules and claimed the ones that had been missed.
The result
$31,000 in credits claimed, with the open prior years adjusted as well. The claim passed review without adjustment.
Case Study 5 · Cash and remittance control
Instalments Rebased, $16,000 Of Cash Returned To The Business — Veterinary Hospital, Windsor
A veterinary hospital in Windsor, Ontario was paying instalments calculated on a prior year that no longer reflected the business. A previous accountant with no experience of this sector was tying up $16,000 of cash.
What we did
We rebased the instalments on the current-year estimate rather than the prior-year default, and documented the positions to the standard the CRA applies to this sector specifically.
The result
$16,000 of cash stayed in the business, the penalty cycle ended, and the instalment position is reviewed each quarter against actual results.
Case Study 6 · Structure rebuilt
Reorganisation Completed Tax-Deferred, $60,000 Saved Each Year — Pharmacy, Surrey
Client: A pharmacy · Where: Surrey, British Columbia · Engagement: 4 weeks, fixed fee
Annual saving$60,000
Tax on reorganisationDeferred
Elections filedOn time
The situation
A pharmacy in Surrey, British Columbia had outgrown the structure it started with. Equipment and asset classes assigned by guesswork rather than the CCA schedule was the immediate problem; the longer-term one was that the structure blocked the next step.
What we did
We mapped the current structure, modelled the target, and aligned the reporting calendar with the sector’s own seasonal cycle rather than a generic year-end — with the tax-deferred elections filed on time and the supporting valuations documented.
The result
The reorganisation completed without triggering tax, and the new structure saves approximately $60,000 a year while removing the exposure the old one carried.
Reviewed for the 2025 tax year by Udit Gupta, Certified Tax Accountant. Figures describe representative engagements of this type; outcomes depend on your own facts. Client names and identifying details are omitted for confidentiality.
