T1 Return

Personal

The T1 is the personal income tax return every Canadian individual files annually to report income, claim credits and deductions, and settle tax with the CRA.

The T1 General is the individual income tax and benefit return. It reports all your income, employment, self-employment, investment, pension, applies deductions and credits, and calculates the tax owing or refund. Self-employed individuals report business income on form T2125 within their T1.

The filing deadline is April 30, or June 15 for self-employed individuals and their spouses, though any balance owing is still due April 30. Filing the T1 also keeps benefits flowing, the Canada Child Benefit and GST/HST credit are recalculated from it each year.

Example

An employee with a T4, some investment income and RRSP contributions files a T1 by April 30, reporting the income, claiming the RRSP deduction, and receiving a refund of over-withheld tax.

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T1 Return Frequently Asked Questions

Common questions regarding our compliance workflows and service guarantees.

April 30 for most individuals, or June 15 for the self-employed and their spouses, but any balance owing is due April 30 regardless.
Often yes. Filing keeps benefits like the GST/HST credit and Canada Child Benefit flowing, and may recover withheld tax, so it is usually worth filing even with little or no income.
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