CCA Calculator

Pick the CCA class, enter what the asset cost, and see this year’s claim and the balance that carries forward. Rates and the Class 10.1 vehicle cap are reviewed for the 2025 tax year, and first-year figures use the accelerated 1.5× treatment for 2025 acquisitions.

2025 tax year rates All 13 provinces Updates as you type

Your asset

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How it works. Capital assets are not written off when bought — each class depreciates on a declining balance at its own rate. In the first year, property acquired from January 1, 2025 gets 1.5× the class rate with the half-year rule suspended; after that, the rate applies to whatever balance remains. For later years, enter the remaining balance (UCC) as the cost. Class 10.1 passenger vehicles are capped at $38,000 of cost no matter what the car cost.

CCA claim

$0

 

CCA claim $0 Carries forward $0
Cost of the asset$0
Rate applied
CCA claim this year$0
Remaining balance (UCC)$0

The first-year figure uses the Reaccelerated Investment Incentive — 1.5× the class rate with the half-year rule suspended — for property acquired on or after January 1, 2025 and available for use before 2030, a proposed measure CRA administers as proposed. Claiming CCA is optional each year.

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This calculator uses published rates. Your actual position depends on the credits, deductions and structure behind your numbers.

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How capital cost allowance works

CCA is depreciation the tax system will accept. Instead of deducting an asset’s cost the year you buy it, the asset joins a class, and each year you may claim up to that class’s rate against the class’s remaining balance — the undepreciated capital cost, or UCC. Because the rate applies to a shrinking balance, the claims start large and taper forever without quite reaching zero. The first year is currently more generous: acquisitions from January 1, 2025 earn 1.5× the class rate with the old half-year rule suspended, so a $10,000 Class 50 computer supports an $8,250 claim immediately. Two traps are worth knowing: Class 10.1 caps a passenger vehicle’s recognized cost at $38,000 (before sales tax) and allows no terminal loss when you sell, and selling any asset for more than its UCC brings the excess back into income as recapture. Our corporate tax service sets the class and claim strategy as part of the T2, and clean asset records from bookkeeping are what make the UCC schedule defensible.

What this calculator does not cover

Immediate expensing — the temporary rule that let CCPCs write off up to $1.5 million per year in full — has ended, and this tool does not apply it. Also outside its scope: Classes 54 and 55 for zero-emission vehicles, buildings (Class 1 and its elections), pooling of multiple assets in one class, short tax years, and the recapture or terminal-loss math when an asset is sold. It shows one asset, one claim, one year. If the asset is a vehicle you also drive personally, only the business-use share of CCA is claimable — the mileage allowance calculator covers the per-kilometre alternative, and our corporate tax team can tell you which route claims more.

Common CCA classes
ClassRateTypical assets
Class 8 20%furniture, appliances, tools over $500
Class 10 30%vehicles, general-purpose computers hardware
Class 12 100%tools under $500, software (non-systems)
Class 50 55%computer hardware and systems software
Class 53 50%manufacturing & processing machinery
Class 10.1 30%passenger vehicle over the cap (cost capped at $38,000)

Rates reviewed for the 2025 tax year by Udit Gupta, Certified Tax Accountant. Federal and provincial rates change annually, and this tool is an estimate for planning rather than tax advice. Confirm current figures before relying on them for a filing.

Frequently asked questions

Capital cost allowance is the deduction the tax system allows in place of accounting depreciation. Assets are grouped into classes, each with a set rate, and every year you may claim up to the rate against the class’s remaining balance — the undepreciated capital cost. It is a declining-balance system, so the deduction is biggest in the early years and never quite exhausts the pool.
For property acquired on or after January 1, 2025 and available for use before 2030, the Reaccelerated Investment Incentive allows 1.5× the normal class rate in the first year, with the half-year rule suspended. It is a proposed measure from the 2024 Fall Economic Statement that CRA administers as proposed. A Class 50 computer at a 55% rate therefore supports an 82.5% first-year claim.
A passenger vehicle costing more than $38,000 before sales tax goes into Class 10.1, and CCA is calculated as if it cost exactly $38,000 — the excess is never deductible. Class 10.1 also allows no terminal loss on sale, so the trapped cost does not come back as a deduction later. Vehicles at or under the cap sit in regular Class 10 at the same 30% rate.
No — the claim is optional, from zero up to the maximum, each year for each class. Skipping or reducing a claim leaves the UCC intact for later, which can be worth doing in a loss year or when income is too low to use the deduction. Non-refundable credits expire; UCC waits.
The lower of the sale proceeds and the original cost comes out of the class’s UCC. If that drives the balance negative, the negative amount is recapture — prior CCA added back into income. If the class is emptied of assets with a positive balance left, that balance is usually deductible as a terminal loss, except for Class 10.1 vehicles, where no terminal loss is allowed.
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