6 Scenario Planning tax and accounting engagements in full — what the client came to us with, what we did, and what it was worth. Each one is specific to scenario planning work, not a general example.
Case Study 1 · Missed incentive claimed
$61,000 In Credits Claimed That Prior Filings Had Missed — Fast-Growing E-Commerce Brand, Edmonton
Client: A fast-growing e-commerce brand · Where: Edmonton, Alberta · Engagement: 8 weeks, fixed fee
Credits claimed$61,000
Years adjusted3
Review outcomeNo adjustment
The situation
A fast-growing e-commerce brand in Edmonton, Alberta had been filing for 3 years without ever claiming the incentives its activity qualified for. Behind that sat a covenant breach discovered only when the bank called.
What we did
We tested each activity against the eligibility criteria rather than the description on the invoice, then modelled the covenant ratios monthly and restructured the debt before the next test date rather than after it.
The result
$61,000 in credits claimed, with the open prior years adjusted as well. The claim passed review without adjustment.
Case Study 2 · Records and systems rebuilt
13 Months Reconciled And $19,000 Of Input Tax Recovered — Construction Company Bidding Larger, Toronto
Client: A construction company bidding larger contracts · Where: Toronto, Ontario · Engagement: 11 weeks, fixed fee
Months reconciled13
Input tax recovered$19,000
Close time9 days
The situation
A construction company bidding larger contracts in Toronto, Ontario was carrying pricing set by feel, with no visibility into margin by service line. Nothing reconciled, and every filing started with 13 months of cleanup.
What we did
We rebuilt from source rather than correcting on top of the existing file. We built a rolling thirteen-week cash-flow model, tightened collections, and renegotiated supplier terms so the growth stopped consuming the bank balance, then set the routine that keeps it clean.
The result
13 months reconciled to the bank. The close now takes 9 days, and $19,000 of previously unclaimable input tax was recovered in the process.
Case Study 3 · Sale and succession
$360,000 Sheltered By The Lifetime Capital Gains Exemption — Distributor Entering a Second, Barrie
Client: A distributor entering a second province · Where: Barrie, Ontario · Engagement: 4 weeks, fixed fee
Gain sheltered$360,000
ClosingOn schedule
Share qualificationMet
The situation
A distributor entering a second province in Barrie, Ontario had an offer on the table and 18 months to close. The shares did not qualify for the capital gains exemption, and no valuation on file to support the price the parties had agreed was part of the reason.
What we did
We purified the corporation so the shares met the qualifying tests, then produced a board-ready monthly package — cash, margin, pipeline and covenant headroom — that replaced a spreadsheet nobody trusted well ahead of the closing date.
The result
The sale closed on schedule with $360,000 sheltered by the lifetime capital gains exemption across the shareholders.
Case Study 4 · Cash and remittance control
Remittance Schedule Corrected, $107,000 Refunded — Technology Company Preparing to, Red Deer
Client: A technology company preparing to raise · Where: Red Deer, Alberta · Engagement: 8 weeks, fixed fee
Overpayment refunded$107,000
Late remittances sinceZero
ScheduleAutomated
The situation
Remittances at a technology company preparing to raise in Red Deer, Alberta were consistently late by a few days, which was enough to trigger penalties every quarter. Behind it sat a covenant breach discovered only when the bank called.
What we did
We rebuilt the reporting around gross margin by service line, which showed two of five offerings were losing money at the current price, then moved the remittance dates into a scheduled process rather than a monthly decision.
The result
Penalties stopped from the following remittance onwards, and $107,000 of overpaid instalments was refunded.
Case Study 5 · Backlog brought current
5 Years Filed, $36,500 Removed From The Assessed Balance — Mid-Sized Professional Services Firm, Burnaby
Client: A mid-sized professional services firm · Where: Burnaby, British Columbia · Engagement: 8 weeks, fixed fee
Years filed5
Assessed balance removed$36,500
CollectionsStopped
The situation
A mid-sized professional services firm in Burnaby, British Columbia had not filed for 5 years. The CRA had issued arbitrary assessments, and the business was carrying revenue up 40% year over year and a bank balance that kept falling on top of a growing interest balance.
What we did
We started with the oldest year and worked forward so each year's closing balances fed the next. We modelled the covenant ratios monthly and restructured the debt before the next test date rather than after it, filing the years in sequence rather than all at once.
The result
Every year is now filed and assessed on actual figures. The notional assessments were vacated and $36,500 of the estimated balance came off, with a payment arrangement covering the rest.
Case Study 6 · Planning that cut the bill
Remuneration Review Saved $19,500 Across Corporate And Personal Returns — Professional Practice Adding Partners, Surrey
Client: A professional practice adding partners · Where: Surrey, British Columbia · Engagement: 6 weeks, fixed fee
Combined saving$19,500
ScopeCorporate + personal
Future yearsNo rework needed
The situation
Nothing was wrong at a professional practice adding partners in Surrey, British Columbia — the filings were on time and accurate. What they were not was planned. An owner making hiring decisions on last quarter’s bank balance had never been reviewed.
What we did
We built a rolling thirteen-week cash-flow model, tightened collections, and renegotiated supplier terms so the growth stopped consuming the bank balance, and ran the numbers across both the corporate and personal returns so the saving was real rather than deferred into someone else's hands.
The result
$19,500 came off the combined corporate and personal tax bill, and the structure holds for future years without further work.
Reviewed for the 2025 tax year by Udit Gupta, Certified Tax Accountant. Figures describe representative engagements of this type; outcomes depend on your own facts. Client names and identifying details are omitted for confidentiality.
