Case Study 1
Filed On Time From A Standing Start, $121,000 Penalty Avoided — Digital Product Agency, Miramichi
A digital product agency in Miramichi, New Brunswick was 5 weeks from a deadline while carrying 15% HST charged on every sale regardless of where the customer was located. Filing complete and on time avoided roughly $121,000 in penalties.
A digital product agency in Miramichi, New Brunswick came to us 5 weeks before its filing deadline with 15% HST charged on every sale regardless of where the customer was located. A late filing would have triggered a penalty of roughly $121,000 before interest. We worked backwards from the deadline. We assessed and claimed New Brunswick Research and Development Tax Credit alongside the federal return, prioritising the items that actually gated the filing and deferring everything that did not. The return was filed on time and complete. The $121,000 penalty never arose, and the compliance calendar we set means the next deadline is scheduled rather than discovered.
Case Study 2
Audit Defence Closed In 6 Weeks, $107,000 Cleared — Moving and Storage Company, Miramichi
A moving and storage company in Miramichi, New Brunswick was under review over instalments still calculated on a year the business had long outgrown. The file closed in 6 weeks with $107,000 of proposed tax cleared.
A moving and storage company in Miramichi, New Brunswick was selected for review after instalments still calculated on a year the business had long outgrown showed up in the CRA's automated matching. The proposed adjustment on its nb tax and accounting file came to $107,000. We assessed and claimed New Brunswick Small Business Investor Tax Credit alongside the federal return. Every figure in the response traced to a source record the auditor could verify without asking a second question. The review closed with no change. $107,000 of proposed tax came off the table, and the documentation now in place makes the next review a short one.
Case Study 3
Desk-Review Assessment Of $108,000 Vacated — E-Learning Platform, Miramichi
A desk review assessed an e-learning platform in Miramichi, New Brunswick $108,000 over sector-specific exposure the previous accountant had not seen before. Producing the records vacated it.
An e-learning platform in Miramichi, New Brunswick was carrying $108,000 of penalties and interest arising from sector-specific exposure the previous accountant had not seen before, much of it accumulated during a period the CRA itself had delayed. We recalculated the corporate tax at the 11.5% combined small business rate and rebased the instalments on the current year and framed the relief application on the specific grounds the CRA guidelines recognise rather than on general hardship. The assessment was vacated. $108,000 came off the account, and the documentation now on file makes the same position straightforward to defend next time.
Case Study 4
Growth Handled Without A Missed Filing, $76,000 Freed — Regional Freight Carrier, Miramichi
Scaling exposed payroll obligations from another province applied to local staff by an out-of-province provider at a regional freight carrier in Miramichi, New Brunswick. The back office was rebuilt to match, freeing $76,000.
A regional freight carrier in Miramichi, New Brunswick was opening in a second province — different filing obligations, a different payroll regime, and payroll obligations from another province applied to local staff by an out-of-province provider already in the file. We rebuilt the sales ledger by customer location, applied the correct place-of-supply rate to each stream, and filed the adjusted HST returns and put monthly reporting in place so the owner could see the cash effect of growth while there was still time to act on it. Growth was absorbed without a compliance failure. $76,000 of cash was released, and the monthly reporting now flags a problem while it is still small.
Case Study 5
Corporate Structure Rebuilt For $27,500 Of Annual Savings — Hardware Startup, Miramichi
The structure at a hardware startup in Miramichi, New Brunswick no longer fitted the business, and out-of-province sales billed at the NB rate instead of the customer’s showed it. Rebuilding it saves $27,500 a year.
The structure at a hardware startup in Miramichi, New Brunswick had been set up years earlier for a business that no longer existed, and out-of-province sales billed at the NB rate instead of the customer’s had become expensive. We assessed and claimed New Brunswick Research and Development Tax Credit alongside the federal return. The reorganisation used the rollover provisions rather than a taxable transfer, so no tax fell due on the restructuring itself. $27,500 of annual saving, achieved on a tax-deferred basis. The minute book, elections and valuations are all in the file.
Case Study 6
Remuneration Review Saved $53,000 Across Corporate And Personal Returns — Maple and Specialty Crop, Miramichi
A remuneration review at a maple and specialty crop producer in Miramichi, New Brunswick found 15% HST charged on every sale regardless of where the customer was located and saved $53,000 across the corporate and personal returns.
Nothing was wrong at a maple and specialty crop producer in Miramichi, New Brunswick — the filings were on time and accurate. What they were not was planned. 15% HST charged on every sale regardless of where the customer was located had never been reviewed. We assessed and claimed New Brunswick Small Business Investor Tax Credit alongside the federal return, and ran the numbers across both the corporate and personal returns so the saving was real rather than deferred into someone else's hands. $53,000 came off the combined corporate and personal tax bill, and the structure holds for future years without further work.