6 Business Plan Writing tax and accounting engagements in full — what the client came to us with, what we did, and what it was worth. Each one is specific to business plan writing work, not a general example.
Case Study 1 · Structure rebuilt
Holding Structure Added, $35,500 Saved Annually — Family Business Planning Succession, Victoria
Client: A family business planning succession · Where: Victoria, British Columbia · Engagement: 6 weeks, fixed fee
Annual saving$35,500
ReorganisationTax-neutral
StructureMatches operations
The situation
A family business planning succession in Victoria, British Columbia was carrying revenue up 40% year over year and a bank balance that kept falling, and every option for fixing it ran through a reorganisation that had to be done without triggering tax.
What we did
Working with the client's lawyer, we produced a board-ready monthly package — cash, margin, pipeline and covenant headroom — that replaced a spreadsheet nobody trusted and prepared the elections, resolutions and valuations the structure needed to stand up.
The result
The structure now matches the business. Annual saving of $35,500, and the reorganisation itself was tax-neutral.
Case Study 2 · Planning that cut the bill
$30,500 Saved By Correcting What Prior Filings Had Missed — Fast-Growing E-Commerce Brand, Barrie
A fast-growing e-commerce brand in Barrie, Ontario asked for a second opinion on business plan writing after three years of rising tax. The review found a growth plan with no forecast behind it and no financing lined up.
What we did
We built the comparison first — current structure against two alternatives — and then modelled the covenant ratios monthly and restructured the debt before the next test date rather than after it.
The result
First-year saving of $30,500, with the same benefit recurring. Every position taken is documented and supported in the file.
Case Study 3 · Backlog brought current
Collections Halted And $90,000 Cut From A 5-Year Backlog — Subscription Business Tracking Churn, Lethbridge
Client: A subscription business tracking churn · Where: Lethbridge, Alberta · Engagement: 9 weeks, fixed fee
Balance reduced by$90,000
Backlog cleared5 years
CollectionsHalted
The situation
By the time a subscription business tracking churn in Lethbridge, Alberta called, 5 years were outstanding and the CRA had assessed on estimates. Underneath it sat an owner making hiring decisions on last quarter’s bank balance.
What we did
We reconstructed the records year by year and rebuilt the reporting around gross margin by service line, which showed two of five offerings were losing money at the current price. Each filing replaced an arbitrary assessment with a real one.
The result
The account is current. Filing on real numbers rather than CRA estimates reduced the balance by $90,000, and a relief application addressed part of the accumulated interest.
Case Study 4 · Cash and remittance control
$90,000 Of Working Capital Freed From The Tax Cycle — Technology Company Preparing to, Vancouver
Client: A technology company preparing to raise · Where: Vancouver, British Columbia · Engagement: 7 weeks, fixed fee
Working capital freed$90,000
On-time remittancesEvery period since
Forecast horizon13 weeks
The situation
A technology company preparing to raise in Vancouver, British Columbia was profitable on paper and short of cash every month. A covenant breach discovered only when the bank called explained most of the gap.
What we did
We built a rolling thirteen-week cash-flow model, tightened collections, and renegotiated supplier terms so the growth stopped consuming the bank balance and built a thirteen-week cash view so tax payments stopped competing with payroll for the same dollars.
The result
$90,000 was released back into working capital. Remittances have been on time every period since, and the forecast shows the tax outflow before it lands.
Case Study 5 · Sale and succession
$635,000 Sheltered By The Lifetime Capital Gains Exemption — Manufacturer Planning a Plant, Ottawa
Client: A manufacturer planning a plant expansion · Where: Ottawa, Ontario · Engagement: 7 weeks, fixed fee
Gain sheltered$635,000
ClosingOn schedule
Share qualificationMet
The situation
A manufacturer planning a plant expansion in Ottawa, Ontario had an offer on the table and 23 months to close. The shares did not qualify for the capital gains exemption, and no valuation on file to support the price the parties had agreed was part of the reason.
What we did
We purified the corporation so the shares met the qualifying tests, then produced a board-ready monthly package — cash, margin, pipeline and covenant headroom — that replaced a spreadsheet nobody trusted well ahead of the closing date.
The result
The sale closed on schedule with $635,000 sheltered by the lifetime capital gains exemption across the shareholders.
Case Study 6 · Records and systems rebuilt
Month-End Close Cut From 11 Weeks To 9 Days — Construction Company Bidding Larger, Surrey
Client: A construction company bidding larger contracts · Where: Surrey, British Columbia · Engagement: 3 weeks, fixed fee
Close time before11 weeks
Close time after9 days
Year-endReview, not rebuild
The situation
The accounting file at a construction company bidding larger contracts in Surrey, British Columbia was built on revenue up 40% year over year and a bank balance that kept falling. The year-end had taken 11 weeks each of the last three years.
What we did
We modelled the covenant ratios monthly and restructured the debt before the next test date rather than after it and moved the reconciliations into the monthly cycle, so the year-end stopped being a rebuild.
The result
The file reconciles. Month-end closes in 9 days instead of 11 weeks, and the year-end is a review rather than a reconstruction.
Reviewed for the 2025 tax year by Udit Gupta, Certified Tax Accountant. Figures describe representative engagements of this type; outcomes depend on your own facts. Client names and identifying details are omitted for confidentiality.
