6 Cash Flow Forecasting tax and accounting engagements in full — what the client came to us with, what we did, and what it was worth. Each one is specific to cash flow forecasting work, not a general example.
Case Study 1 · Records and systems rebuilt
Month-End Close Cut From 11 Weeks To 7 Days — Mid-Sized Professional Services Firm, Burnaby
Client: A mid-sized professional services firm · Where: Burnaby, British Columbia · Engagement: 8 weeks, fixed fee
Close time before11 weeks
Close time after7 days
Year-endReview, not rebuild
The situation
The accounting file at a mid-sized professional services firm in Burnaby, British Columbia was built on pricing set by feel, with no visibility into margin by service line. The year-end had taken 11 weeks each of the last three years.
What we did
We modelled the covenant ratios monthly and restructured the debt before the next test date rather than after it and moved the reconciliations into the monthly cycle, so the year-end stopped being a rebuild.
The result
The file reconciles. Month-end closes in 7 days instead of 11 weeks, and the year-end is a review rather than a reconstruction.
Case Study 2 · Structure rebuilt
Corporate Structure Rebuilt For $63,000 Of Annual Savings — Clinic Group Acquiring a, Kelowna
Client: A clinic group acquiring a competitor · Where: Kelowna, British Columbia · Engagement: 9 weeks, fixed fee
Saving per year$63,000
DocumentationComplete
Transfer basisRollover
The situation
The structure at a clinic group acquiring a competitor in Kelowna, British Columbia had been set up years earlier for a business that no longer existed, and a growth plan with no forecast behind it and no financing lined up had become expensive.
What we did
We produced a board-ready monthly package — cash, margin, pipeline and covenant headroom — that replaced a spreadsheet nobody trusted. The reorganisation used the rollover provisions rather than a taxable transfer, so no tax fell due on the restructuring itself.
The result
$63,000 of annual saving, achieved on a tax-deferred basis. The minute book, elections and valuations are all in the file.
Case Study 3 · Missed incentive claimed
$37,000 Credit Claim Filed And Accepted Without Adjustment — Construction Company Bidding Larger, Winnipeg
Client: A construction company bidding larger contracts · Where: Winnipeg, Manitoba · Engagement: 9 weeks, fixed fee
Claim value$37,000
AcceptedWithout adjustment
RepeatableAnnually
The situation
A construction company bidding larger contracts in Winnipeg, Manitoba assumed the credits did not apply to a business its size. Pricing set by feel, with no visibility into margin by service line meant they had applied all along.
What we did
We identified the qualifying activity, built the documentation to support it, and built a rolling thirteen-week cash-flow model, tightened collections, and renegotiated supplier terms so the growth stopped consuming the bank balance.
The result
$37,000 recovered. Because the eligibility analysis is on file, the same claim can be repeated each year with a fraction of the effort.
Case Study 4 · Planning that cut the bill
$60,000 Saved By Correcting What Prior Filings Had Missed — Manufacturer Planning a Plant, Kitchener
Client: A manufacturer planning a plant expansion · Where: Kitchener, Ontario · Engagement: 4 weeks, fixed fee
Saving identified$60,000
RecurringYes
Positions documentedAll
The situation
A manufacturer planning a plant expansion in Kitchener, Ontario asked for a second opinion on cash flow forecasting after three years of rising tax. The review found revenue up 40% year over year and a bank balance that kept falling.
What we did
We built the comparison first — current structure against two alternatives — and then rebuilt the reporting around gross margin by service line, which showed two of five offerings were losing money at the current price.
The result
First-year saving of $60,000, with the same benefit recurring. Every position taken is documented and supported in the file.
Case Study 5 · Deadline rescue
6-Week Turnaround Beat The Deadline And Saved $53,000 — Technology Company Preparing to, Toronto
Client: A technology company preparing to raise · Where: Toronto, Ontario · Engagement: 6 weeks, fixed fee
Late-filing penalty avoided$53,000
Filed with17 days to spare
Next yearPapers ready
The situation
With the deadline for cash flow forecasting weeks away, a technology company preparing to raise in Toronto, Ontario was carrying an owner making hiring decisions on last quarter’s bank balance. The exposure if the date slipped was around $53,000.
What we did
We modelled the covenant ratios monthly and restructured the debt before the next test date rather than after it. The filing went in complete rather than provisional, so there was no amended return to follow.
The result
Filed with 17 days to spare. $53,000 in late-filing penalties avoided, and the working papers are ready for the following year.
Case Study 6 · Backlog brought current
$42,000 Of Arbitrary Assessments Vacated After 4 Years — Subscription Business Tracking Churn, Halifax
Client: A subscription business tracking churn · Where: Halifax, Nova Scotia · Engagement: 3 weeks, fixed fee
Arbitrary tax vacated$42,000
Years brought current4
Account statusCurrent
The situation
4 years of unfiled returns had turned into notional assessments at a subscription business tracking churn in Halifax, Nova Scotia, with pricing set by feel, with no visibility into margin by service line underneath. Collections had already started.
What we did
We produced a board-ready monthly package — cash, margin, pipeline and covenant headroom — that replaced a spreadsheet nobody trusted, then filed every outstanding year in chronological order so the CRA could vacate the notional assessments cleanly.
The result
All 4 years were accepted as filed. $42,000 of arbitrarily assessed tax was vacated, collections action stopped, and the account is current for the first time in 4 years.
Reviewed for the 2025 tax year by Udit Gupta, Certified Tax Accountant. Figures describe representative engagements of this type; outcomes depend on your own facts. Client names and identifying details are omitted for confidentiality.
