6 Tax Planning tax and accounting engagements in full — what the client came to us with, what we did, and what it was worth. Each one is specific to tax planning work, not a general example.
Case Study 1 · Planning that cut the bill
Remuneration Review Saved $69,000 Across Corporate And Personal Returns — Holding Company and Its, Kelowna
Client: A holding company and its operating subsidiary · Where: Kelowna, British Columbia · Engagement: 11 weeks, fixed fee
Combined saving$69,000
ScopeCorporate + personal
Future yearsNo rework needed
The situation
Nothing was wrong at a holding company and its operating subsidiary in Kelowna, British Columbia — the filings were on time and accurate. What they were not was planned. A balance-due date the owner believed was the same as the filing date had never been reviewed.
What we did
We modelled salary against dividends across both the corporation and the shareholder’s personal return, then set the remuneration mix for the year, and ran the numbers across both the corporate and personal returns so the saving was real rather than deferred into someone else's hands.
The result
$69,000 came off the combined corporate and personal tax bill, and the structure holds for future years without further work.
Case Study 2 · Missed incentive claimed
Incentive Review Recovered $70,000 Across 3 Open Years — Incorporated Trades Business, Guelph
Client: An incorporated trades business · Where: Guelph, Ontario · Engagement: 8 weeks, fixed fee
Recovered$70,000
Open years claimed3
Ongoing trackingIn place
The situation
An incentive review at an incorporated trades business in Guelph, Ontario started from a simple question: what has never been claimed? The answer ran to 3 years, driven by a small business limit quietly shared across three associated corporations nobody had mapped.
What we did
We mapped the association rules across the group, allocated the business limit deliberately on Schedule 23, and corrected the prior year by adjustment request, documenting eligibility to the standard a reviewer would apply rather than the standard a claim form requires.
The result
The credits produced $70,000 across the open years, and the tracking now in place means the following year's claim is documented as the work happens rather than reconstructed afterwards.
Case Study 3 · Structure rebuilt
Reorganisation Completed Tax-Deferred, $36,500 Saved Each Year — Incorporated Consultancy, Lethbridge
Client: An incorporated consultancy · Where: Lethbridge, Alberta · Engagement: 10 weeks, fixed fee
Annual saving$36,500
Tax on reorganisationDeferred
Elections filedOn time
The situation
An incorporated consultancy in Lethbridge, Alberta had outgrown the structure it started with. A small business limit quietly shared across three associated corporations nobody had mapped was the immediate problem; the longer-term one was that the structure blocked the next step.
What we did
We mapped the current structure, modelled the target, and moved passive holdings into a separate structure so the operating company’s small business limit stopped grinding down — with the tax-deferred elections filed on time and the supporting valuations documented.
The result
The reorganisation completed without triggering tax, and the new structure saves approximately $36,500 a year while removing the exposure the old one carried.
Case Study 4 · Records and systems rebuilt
16 Months Reconciled And $14,500 Of Input Tax Recovered — Professional Corporation, Toronto
Client: A professional corporation · Where: Toronto, Ontario · Engagement: 5 weeks, fixed fee
Months reconciled16
Input tax recovered$14,500
Close time6 days
The situation
A professional corporation in Toronto, Ontario was carrying retained earnings building in the operating company with no plan for extracting them. Nothing reconciled, and every filing started with 16 months of cleanup.
What we did
We rebuilt from source rather than correcting on top of the existing file. We rebuilt the instalment schedule off the current year rather than the prior year, ending the interest accrual, then set the routine that keeps it clean.
The result
16 months reconciled to the bank. The close now takes 6 days, and $14,500 of previously unclaimable input tax was recovered in the process.
Case Study 5 · Scaling without breaking
Second-Province Expansion Handled, $60,000 Of Cash Released — Import and Distribution Corporation, Calgary
Client: An import and distribution corporation · Where: Calgary, Alberta · Engagement: 11 weeks, fixed fee
Cash released$60,000
New registrationsComplete on day one
Compliance gapsNone
The situation
Revenue at an import and distribution corporation in Calgary, Alberta was up sharply and cash was tighter than ever. Underneath it sat two corporations under common control filing as if each had its own $500,000 limit.
What we did
We modelled salary against dividends across both the corporation and the shareholder’s personal return, then set the remuneration mix for the year. Every new obligation — registration, remittance frequency, provincial filing — was set up before it was triggered, not after.
The result
$60,000 of cash was released from the working capital cycle, and the expansion completed with every registration and filing obligation covered from day one.
Case Study 6 · Sale and succession
Intergenerational Transfer Completed With $220,000 Deferred — Corporately-Owned Rental Portfolio, Vancouver
Client: A corporately-owned rental portfolio · Where: Vancouver, British Columbia · Engagement: 11 weeks, fixed fee
Tax deferred$220,000
TransferCompleted
RecordsReview-ready
The situation
A generational transfer at a corporately-owned rental portfolio in Vancouver, British Columbia had been discussed for years without a plan. A shareholder loan balance that would have been picked up as income on closing meant the transfer as contemplated would have been fully taxable.
What we did
We mapped the association rules across the group, allocated the business limit deliberately on Schedule 23, and corrected the prior year by adjustment request, sequencing the steps so each one was complete and documented before the next depended on it.
The result
$220,000 of tax was deferred through the transfer, and the successor generation took over a corporation whose records stood up to review.
Reviewed for the 2025 tax year by Udit Gupta, Certified Tax Accountant. Figures describe representative engagements of this type; outcomes depend on your own facts. Client names and identifying details are omitted for confidentiality.
