6 Personal Tax Objection tax and accounting engagements in full — what the client came to us with, what we did, and what it was worth. Each one is specific to personal tax objection work, not a general example.
Case Study 1 · Scaling without breaking
Second-Province Expansion Handled, $52,000 Of Cash Released — Family Business Under a, Regina
Client: A family business under a related-party review · Where: Regina, Saskatchewan · Engagement: 3 weeks, fixed fee
Cash released$52,000
New registrationsComplete on day one
Compliance gapsNone
The situation
Revenue at a family business under a related-party review in Regina, Saskatchewan was up sharply and cash was tighter than ever. Underneath it sat an objection deadline that had passed with no extension applied for.
What we did
We assembled the contemporaneous records, filed a structured response to each proposed adjustment with the supporting documents indexed, and had the proposal withdrawn. Every new obligation — registration, remittance frequency, provincial filing — was set up before it was triggered, not after.
The result
$52,000 of cash was released from the working capital cycle, and the expansion completed with every registration and filing obligation covered from day one.
Case Study 2 · Missed incentive claimed
$30,500 In Credits Claimed That Prior Filings Had Missed — Taxpayer with Frozen Bank, Winnipeg
Client: A taxpayer with frozen bank accounts · Where: Winnipeg, Manitoba · Engagement: 5 weeks, fixed fee
Credits claimed$30,500
Years adjusted5
Review outcomeNo adjustment
The situation
A taxpayer with frozen bank accounts in Winnipeg, Manitoba had been filing for 5 years without ever claiming the incentives its activity qualified for. Behind that sat an objection deadline that had passed with no extension applied for.
What we did
We tested each activity against the eligibility criteria rather than the description on the invoice, then filed the disclosure through the Voluntary Disclosures Program before contact, which removed the gross-negligence penalty entirely.
The result
$30,500 in credits claimed, with the open prior years adjusted as well. The claim passed review without adjustment.
Case Study 3 · Backlog brought current
7 Years Filed, $102,000 Removed From The Assessed Balance — Company Facing a Payroll, Guelph
Client: A company facing a payroll trust examination · Where: Guelph, Ontario · Engagement: 10 weeks, fixed fee
Years filed7
Assessed balance removed$102,000
CollectionsStopped
The situation
A company facing a payroll trust examination in Guelph, Ontario had not filed for 7 years. The CRA had issued arbitrary assessments, and the business was carrying six years of unfiled corporate and personal returns and an active collections file on top of a growing interest balance.
What we did
We started with the oldest year and worked forward so each year's closing balances fed the next. We traced each unexplained deposit to its source — loans, transfers between accounts, an insurance settlement — and reduced the net-worth assessment accordingly, filing the years in sequence rather than all at once.
The result
Every year is now filed and assessed on actual figures. The notional assessments were vacated and $102,000 of the estimated balance came off, with a payment arrangement covering the rest.
Case Study 4 · Objection and relief
$36,500 Of Penalties And Interest Cancelled On Relief — Professional Under a Lifestyle, Kitchener
Client: A professional under a lifestyle audit · Where: Kitchener, Ontario · Engagement: 9 weeks, fixed fee
Penalties and interest cancelled$36,500
Relief groundsAccepted
AssessmentAdjusted to filed position
The situation
An assessment of $36,500 landed at a professional under a lifestyle audit in Kitchener, Ontario following a desk review. The auditor had not seen the records behind a net-worth assessment built on unexplained deposits that were actually loan proceeds.
What we did
We brought every outstanding return current, then negotiated a payment arrangement that stopped the collections action, then set out the legislative basis for the position alongside the documents supporting it.
The result
$36,500 of penalties and interest was cancelled under the taxpayer relief provisions, and the underlying assessment was adjusted to match the filed position.
Case Study 5 · Structure rebuilt
Holding Structure Added, $52,000 Saved Annually — Business Owner with a, Hamilton
Client: A business owner with a director liability assessment · Where: Hamilton, Ontario · Engagement: 4 weeks, fixed fee
Annual saving$52,000
ReorganisationTax-neutral
StructureMatches operations
The situation
A business owner with a director liability assessment in Hamilton, Ontario was carrying a director liability assessment for a corporation that had already stopped operating, and every option for fixing it ran through a reorganisation that had to be done without triggering tax.
What we did
Working with the client's lawyer, we assembled the contemporaneous records, filed a structured response to each proposed adjustment with the supporting documents indexed, and had the proposal withdrawn and prepared the elections, resolutions and valuations the structure needed to stand up.
The result
The structure now matches the business. Annual saving of $52,000, and the reorganisation itself was tax-neutral.
Case Study 6 · Deadline rescue
$124,000 Late-Filing Penalty Cancelled On Relief Application — Corporation Under a GST/HST, Lethbridge
Client: A corporation under a GST/HST review · Where: Lethbridge, Alberta · Engagement: 9 weeks, fixed fee
Penalty cancelled$124,000
Relief applicationGranted
ReturnAccepted as filed
The situation
A corporation under a GST/HST review in Lethbridge, Alberta had already missed one deadline and was about to miss a second. Behind it sat an objection deadline that had passed with no extension applied for, and a penalty of $124,000 was accruing.
What we did
We split the work into what had to happen before the deadline and what could follow it, then filed the disclosure through the Voluntary Disclosures Program before contact, which removed the gross-negligence penalty entirely.
The result
The outstanding return was accepted as filed, and the taxpayer relief application cancelled $124,000 of the penalty already assessed on the earlier year.
Reviewed for the 2025 tax year by Udit Gupta, Certified Tax Accountant. Figures describe representative engagements of this type; outcomes depend on your own facts. Client names and identifying details are omitted for confidentiality.
