Fixed-Fee. Trusted. Accurate. Quick. Easy. Economical.
100% Risk-Free, Satisfaction, Guarantee, Price Match – Pay After Service
At Tax Filings Canada, we handle every part of your personal tax objection, from the filing itself to the planning around it. Our accountants work with individuals and families every week, so your return is filed correctly and you keep every credit you are entitled to.
Secure Fixed Quote
Fill details below to lock in pricing and get started today.
Stay compliant and optimize your financial processes with our specialized personal tax objection services.
No hidden fees. Pay only after your service is completed. The fee is agreed before any work starts.
Yes — personal tax objection can be handled entirely online. Tax Filings Canada covers audit responses, notices of objection, voluntary disclosures and relief requests for taxpayers facing reviews, arrears and disputes at economical fixed fees, pay-after-service.
Everything starts with your documents — send what you have and we will sort it.
We build the personal tax objection file carefully, matching your records line by line.
The draft comes back to you for a proper look, not a rushed signature.
When you say go, we file it and follow up with the confirmation.
| Factor | Tax Filings Canada | Typical Firm |
|---|---|---|
| Pricing model | Fixed, flat fee | Hourly / unpredictable |
| Payment | Pay after service | Upfront retainer |
| Price match | Yes, on written quotes | Rarely |
| CRA audit support | Included | Billed extra |
| Typical turnaround | 3-5 business days | 2-4 weeks |
CRA reviews are won on documentation: every figure filed should trace to a source document, and deadlines — 90 days for an objection — are unforgiving. A notice of objection is generally due 90 days from the notice of assessment, and individuals have a further year to apply for an extension. Because the fee is fixed and economical, the economics stay predictable whether your file is simple or messy.
After years of preparing personal tax objection files week in and week out, a tax filing specialist starts to see the same handful of decisions shape almost every outcome. These notes cover the ones that matter for Personal Tax Objection.
If a client remembers only one point from this page, it should be this one: A review is won on documentation created at the time, not on explanations offered afterwards. The CRA asks for the source records behind a figure, and an unsupported claim is simply disallowed. Most reassessments we reverse are not the result of a wrong position — they are the result of a correct position with no contemporaneous paper trail behind it.
That rule rarely travels alone; alongside it sits another: Once the CRA confirms an assessment or reassesses following an objection, the next step is an appeal to the Tax Court of Canada within 90 days. An extension has to be applied for rather than assumed, and the merits of the position do not extend the deadline. Then there is the matter of timing, which forgives very little: The normal reassessment period runs three years from the original notice of assessment for an individual or a CCPC and four years for other corporations. A waiver signed at an auditor’s request removes that limit for the issue it describes, and it stays open until it is revoked.
For you, the takeaway is less about memorizing rules and more about timing the conversation. Bringing a tax filing specialist in early on personal tax objection means the rules shape the file instead of correcting it. A productive personal tax objection engagement starts with paperwork, and the list below covers what to gather.
Whatever the file involves, the terms do not change: fixed fee agreed up front, review together before filing, payment after the service.
Providing transparent fixed pricing and high-quality Accounting Firm compliance for your personal tax objection requirements.
Coverage: Standard bookkeeping and personal tax objection preparation.
Ideal for early-stage startups and sole proprietors.
Book NowCoverage: Full-service bookkeeping, filings, and CRA compliance support.
Perfect for established small businesses.
Book NowCoverage: Strategic advisory and fractional CFO integration.
Ideal for companies seeking high-growth financial structuring.
Book NowWhy you should partner with Tax Filings Canada Experts for all your personal tax objection needs?
Providing tailored personal tax objection services to ensure compliance and maximize deductions.
Our certified accountants protect your business with complete federal and provincial tax compliance.
A dedicated team that handles your financials quickly, accurately, and without upfront fees.
Dedicated preparation processes customized for Canadian businesses.
Advanced accounting software integrations with QuickBooks, Xero, and wave accounting.
Customized packages designed to grow as your business operations expand.
Our clear four-step workflow ensuring absolute tax optimization and complete CRA compliance.
Start with a free, no-obligation consultation to review your business’s financial, tax filing and compliance needs and outline our affordable solutions.
Receive a comprehensive checklist and securely provide the required financial records and documents.
Our tax accountant and accounting experts carefully prepare your filings, identify all applicable deductions and credits, and conduct thorough reviews.
We file your documents electronically with the Canada Revenue Agency (CRA) on time and provide post-filing support.
Risk-Free, Hassle-Free, and Client-First!
Schedule a Free ConsultationUse our office finder below to select your nearest accountant tax filing expert.
See how our expert Personal Tax Objection tax and accounting services have helped Canadian businesses save money and stay compliant.
A company facing a payroll trust examination in Regina, Saskatchewan expanded into a second province carrying an objection deadline that had passed with no extension applied for. Every obligation was set up in advance and $52,000 of cash released.
5 years of filings at an importer under a customs and GST audit in Winnipeg, Manitoba had never claimed the incentives the work qualified for. The review recovered $30,500.
7 years of returns were outstanding at a shareholder assessed on a taxable benefit in Guelph, Ontario, on top of an audit conducted over the phone, with nothing on file showing what had been provided or when. Filing on real numbers removed $102,000 of assessed tax.
A contractor facing a proposed reassessment in Kitchener, Ontario was carrying $36,500 of penalties and interest from a director liability assessment for a corporation that had already stopped operating. A relief application cancelled it.
A business owner with a director liability assessment in Hamilton, Ontario needed a holding structure to deal with a proposal letter with a 30-day response window and no supporting records assembled. The reorganisation was tax-neutral and removed $52,000 of annual exposure.
A taxpayer with frozen bank accounts in Lethbridge, Alberta had already been penalised over a waiver signed at the counter that kept an otherwise closed year open with no end date. A relief application cancelled $124,000 of that penalty.
Meet the specialists behind your Personal Tax Objection filings. Our Partners Are Alumni of the World's Top Accounting and Tax Institutions
CA (ICAI), CA (MIA), CPA Canada (In-Depth Tax Program)
Canada Tax, International Tax, Cross Border Tax, Transfer Pricing
International Tax, Transfer Pricing Specialist
CA (ICAI), Canada Tax Expert
CA. Fractional CFO and Senior Advisory Specialist
Same fixed fees in every province. Find your city or your sector.
Direct answers to what Canadian business owners actually ask before hiring an accountant.
Personal Tax Objection starts at a fixed fee quoted before any work begins. The quote is locked at the outset and does not change mid-engagement, and you pay only after you have reviewed and approved the deliverable. Compare every plan on our transparent pricing page.
At minimum: prior-year returns and notices of assessment, your bank and credit-card statements for the fiscal period, payroll records if you have employees, and GST/HST filings. We send a checklist tailored to your situation after the free 15-minute call.
Most engagements are completed within 3 to 5 business days once your documents are complete. Catch-up work covering multiple years takes longer, and we tell you the realistic timeline before you commit rather than after.
We respond on your behalf at no extra charge for any return we prepared. Every figure we file is supported by documentation retained in your file, which is what turns a CRA review from a crisis into correspondence. See how our CRA audit representation works.
Yes. Late filing penalties compound at 5% of the balance owing plus 1% per month, so the cost of waiting is real. We prioritise catch-up work and, where eligible, file under the CRA's Voluntary Disclosures Program to reduce penalties.
Yes. We are a cloud-based practice serving every province and territory, so your location does not change the price or the service. Browse our coverage across Canada to find your city.
We work across construction, healthcare, e-commerce, professional services, restaurants, real estate, transportation, technology and non-profits, each with its own deduction profile and CRA scrutiny patterns. See all industries we serve.
Software applies the rules you already know about. An experienced tax accountant finds the ones you do not: capital cost allowance timing, the small business deduction threshold, shareholder loan repayment rules, and TOSI exposure on family dividends. The fee is usually smaller than the deductions it surfaces.
Our personal tax objection services include complete filing, compliance management, and strategic advice customized to Canadian tax laws.
You can start by booking a free 15-minute call. We will review your files, provide a fixed quote, and start working immediately.
There is a widespread assumption here, and the actual position is worth stating plainly. The late-filing penalty is 5% of the balance owing plus 1% for each full month late, to a maximum of twelve months. A second late filing within three years doubles both figures. The penalty is calculated on the balance owing, so a late return with nothing owing costs nothing — which is why filing on time matters even when you cannot pay. If your current setup was built on the assumption instead of the rule, that is fixable — but sooner is better than later.
The VDP can waive gross-negligence penalties and part of the interest on unreported income or unfiled returns — but only while the disclosure is genuinely voluntary. The window closes the moment the CRA makes contact about the issue. Acting before that letter arrives is worth real money. We flag this early with every client it touches, because finding it out at filing time leaves you far fewer options than finding it out now.
The questions Canadians actually search on this topic, answered plainly. Browse every question in the Canadian tax answers directory.
As the rules stand for the 2025 tax year filed in 2026, the late-filing penalty is 5% of the balance owing plus 1% of that balance for each full month the return is late, to a maximum of 12 months, so 17% at worst. It rises to 10% plus 2% per month for up to 20 months, a 50% maximum, but only where the CRA formally demanded the return and had already charged a late-filing penalty for any of the three preceding tax years. Interest compounds daily.
There is no single threshold. Federal tax effectively begins once income passes your basic personal amount, $16,452 for 2026 and reduced to $14,829 at high incomes, and each province sets its own starting point, some of them lower. Other credits can lift the point where tax actually becomes payable. Filing is a separate question from paying: you may need to file with no tax owing at all, to claim benefits or report a disposition.
The CRA no longer runs walk-in counters for general tax help, so there is no office you can visit to file or ask questions. Contact is by phone, by mail, or through My Account and My Business Account; in-person help is limited to arranged appointments in specific programs. Mailing addresses differ by centre and by what you are sending, so use the address printed on your CRA letter or on the CRA's website.
Check My Account, which shows your current balance, any instalment requirement and the assessment for every year. The notice of assessment for your last filed return also states the balance, and the CRA's individual enquiries line can confirm it once you verify your identity. If returns are missing, the balance is not final until those years are filed. A representative can review it for you once authorised through Represent a Client or form AUT-01.
A review is not an audit. The CRA asks for receipts or documents supporting a claim, gives a date to respond, then either accepts the return as filed or issues a reassessment. Timing depends on the type of review and how fast complete documents arrive; sending everything requested in one package is the fastest route. Track progress in CRA My Account, where the letter and the outcome both appear.
Compare the tax deducted shown on your slips, plus any instalments, with the total tax payable on your notice of assessment. If what you paid exceeds what you owed, the difference comes back as a refund and the notice shows it. Common causes are working only part of the year, two employers each withholding as though they were your only one, or credits and deductions you did not claim. Missed claims can be corrected with a T1-ADJ.
Payments for hosting a student are taxable where they exceed what you spend on that student's room, meals and utilities and the arrangement is run for profit. Where the fee only covers your costs, the CRA generally treats it as cost recovery with nothing to report and nothing to deduct. Keep a record of the fee and of what you spent, because the answer turns on those figures rather than on the label homestay.
The CRA's online filing service for 2025 returns opened on 23 February 2026 and closes 29 January 2027, so that is the earliest a 2025 return could be transmitted. You can gather documents and prepare the return before then, but issuers generally have until the end of February to give you T4, T4A and T5 slips, so filing very early risks missing one and needing a T1-ADJ afterwards. Filing early does not move the 30 April payment deadline.
About two weeks for a return filed online, measured from the day the CRA processes it. Direct deposit arrives sooner than a cheque. A non-resident return can take up to 16 weeks. Anything pulled for review runs longer: slips that do not match, a first return, a credit the CRA wants receipts for, or a debt to another government program that offsets the amount. Watch progress in CRA My Account rather than guessing.
Tax evasion is a criminal offence in Canada, not simply an assessment problem. On conviction a court can impose a fine measured as a percentage of the tax evaded and, in serious cases, imprisonment, while the CRA still collects the tax, interest and civil penalties on top. Convictions are published. Where unreported income or offshore assets exist, the Voluntary Disclosures Program can reduce penalties, but only before the CRA makes contact.
Ontario's employer health tax is provincial, so it goes to the Ontario Ministry of Finance rather than the CRA. Register with the province, then file the annual return and pay online through ONT-TAXS, at your financial institution, or by mail. Eligible private-sector employers receive an exemption on payroll up to a set amount, and employers above a higher payroll level must make monthly instalments during the year. The current exemption and instalment thresholds are on Ontario's employer health tax page.
Not always, but filing every year is usually the better choice. A return is required when you owe tax, when the CRA asks for one, and in situations such as disposing of property or repaying certain benefits. Even with no tax payable, filing keeps benefit and credit payments flowing, builds RRSP room and records tuition amounts or capital losses you can carry forward. Personal returns for the 2025 tax year were due 30 April 2026.
Reviewed and fact-checked by Udit Gupta
Ex Big 4 — Ernst & Young, Deloitte · International & cross-border tax specialist · CPA Canada (In-Depth Tax Program) · Chartered accountant, ICAI & MIA
Udit Gupta has over 15 years of experience helping corporations and business owners with corporate structuring, corporate tax filing, bookkeeping, payroll, GST/HST, cross-border tax and CRA representation. Big 4 trained at Ernst & Young and Deloitte, and qualified as a chartered accountant in India and again in Malaysia, he founded his accounting practice in 2014 to serve entrepreneurs, startups and non-resident business owners across Canada. View full member bio.
The Institute of Chartered Accountants of India — member 521458 · Malaysian Institute of Accountants — member CA 44667 · Ex Big 4: Ernst & Young, Deloitte · CPA Canada (In-Depth Tax Program), completed 19 Dec 2023 · In-Depth GST/HST Part I, 12 Jul 2022 · Part II, 5 Jul 2023
Editorial policy. Every page is researched against primary sources — the Income Tax Act, CRA publications and CPA Canada guidance — and every rate or threshold is stated with the tax year it applies to.
