Case Study 1
$122,000 Credit Claim Filed And Accepted Without Adjustment — Management Consultancy, Brockville
A management consultancy in Brockville, Ontario had never tested its work against the eligibility rules. The resulting $122,000 claim was accepted without adjustment.
A management consultancy in Brockville, Ontario assumed the credits did not apply to a business its size. Ontario incentives claimed by competitors and never by this business meant they had applied all along. We identified the qualifying activity, built the documentation to support it, and rebuilt the sales ledger by customer location, applied the correct place-of-supply rate to each stream, and filed the adjusted HST returns. $122,000 recovered. Because the eligibility analysis is on file, the same claim can be repeated each year with a fraction of the effort.
Case Study 2
Second-Province Expansion Handled, $142,000 Of Cash Released — Pharmacy, Brockville
A pharmacy in Brockville, Ontario expanded into a second province carrying sector-specific exposure the previous accountant had not seen before. Every obligation was set up in advance and $142,000 of cash released.
Revenue at a pharmacy in Brockville, Ontario was up sharply and cash was tighter than ever. Underneath it sat sector-specific exposure the previous accountant had not seen before. We assessed and claimed Ontario Made Manufacturing Investment Tax Credit alongside the federal return. Every new obligation — registration, remittance frequency, provincial filing — was set up before it was triggered, not after. $142,000 of cash was released from the working capital cycle, and the expansion completed with every registration and filing obligation covered from day one.
Case Study 3
$132,000 Of Working Capital Freed From The Tax Cycle — IT Managed-Services Provider, Brockville
An IT managed-services provider in Brockville, Ontario was profitable and permanently short of cash, with a provincial payroll levy that had never been registered for or remitted behind the gap. Restructuring the tax cycle freed $132,000.
An IT managed-services provider in Brockville, Ontario was profitable on paper and short of cash every month. A provincial payroll levy that had never been registered for or remitted explained most of the gap. We assessed and claimed Ontario Innovation Tax Credit alongside the federal return and built a thirteen-week cash view so tax payments stopped competing with payroll for the same dollars. $132,000 was released back into working capital. Remittances have been on time every period since, and the forecast shows the tax outflow before it lands.
Case Study 4
8-Week Turnaround Beat The Deadline And Saved $65,000 — Translation Services Company, Brockville
A 8-week rebuild at a translation services company in Brockville, Ontario got the filing in with 14 days to spare, avoiding $65,000 in penalties.
With the deadline for its on tax and accounting file weeks away, a translation services company in Brockville, Ontario was carrying out-of-province sales billed at the ON rate instead of the customer’s. The exposure if the date slipped was around $65,000. We registered the provincial payroll account, caught up the outstanding remittances, and applied for relief on the penalty. The filing went in complete rather than provisional, so there was no amended return to follow. Filed with 14 days to spare. $65,000 in late-filing penalties avoided, and the working papers are ready for the following year.
Case Study 5
Holding Structure Added, $15,500 Saved Annually — Mortgage Brokerage, Brockville
A mortgage brokerage in Brockville, Ontario needed a holding structure to deal with 13% HST charged on every sale regardless of where the customer was located. The reorganisation was tax-neutral and removed $15,500 of annual exposure.
A mortgage brokerage in Brockville, Ontario was carrying 13% HST charged on every sale regardless of where the customer was located, and every option for fixing it ran through a reorganisation that had to be done without triggering tax. Working with the client's lawyer, we recalculated the corporate tax at the 12.2% combined small business rate and rebased the instalments on the current year and prepared the elections, resolutions and valuations the structure needed to stand up. The structure now matches the business. Annual saving of $15,500, and the reorganisation itself was tax-neutral.
Case Study 6
Intergenerational Transfer Completed With $805,000 Deferred — Cybersecurity Firm, Brockville
A family transfer at a cybersecurity firm in Brockville, Ontario would have been fully taxable because of no valuation on file to support the price the parties had agreed. Restructuring deferred $805,000.
A generational transfer at a cybersecurity firm in Brockville, Ontario had been discussed for years without a plan. No valuation on file to support the price the parties had agreed meant the transfer as contemplated would have been fully taxable. We rebuilt the sales ledger by customer location, applied the correct place-of-supply rate to each stream, and filed the adjusted HST returns, sequencing the steps so each one was complete and documented before the next depended on it. $805,000 of tax was deferred through the transfer, and the successor generation took over a corporation whose records stood up to review.