Case Study 1
Books Rebuilt From Source, $16,500 In Unclaimed Input Tax Found — Plastics Moulder, Guelph
The ledger at a plastics moulder in Guelph, Ontario could not support its own filings because of a provincial payroll levy that had never been registered for or remitted. Rebuilding it surfaced $16,500 in unclaimed input tax.
A plastics moulder in Guelph, Ontario could not answer basic questions about its own numbers, because a provincial payroll levy that had never been registered for or remitted sat between the bank statements and the ledger. We assessed and claimed Ontario Innovation Tax Credit alongside the federal return, then documented the process so the work does not depend on any one person remembering how it was done. Records rebuilt and reconciled, $16,500 recovered in input tax credits that the old file could not support, and a documented monthly process now in place.
Case Study 2
Second-Province Expansion Handled, $58,000 Of Cash Released — Electronics Assembler, Guelph
An electronics assembler in Guelph, Ontario expanded into a second province carrying instalments still calculated on a year the business had long outgrown. Every obligation was set up in advance and $58,000 of cash released.
Revenue at an electronics assembler in Guelph, Ontario was up sharply and cash was tighter than ever. Underneath it sat instalments still calculated on a year the business had long outgrown. We rebuilt the sales ledger by customer location, applied the correct place-of-supply rate to each stream, and filed the adjusted HST returns. Every new obligation — registration, remittance frequency, provincial filing — was set up before it was triggered, not after. $58,000 of cash was released from the working capital cycle, and the expansion completed with every registration and filing obligation covered from day one.
Case Study 3
Share Sale Restructured, $625,000 Less Tax On Closing — B2B SaaS Company, Guelph
Due diligence at a B2B SaaS company in Guelph, Ontario surfaced a single shareholder holding every share, with no room to multiply the exemption. Restructuring the sale saved $625,000 against the original terms.
A B2B SaaS company in Guelph, Ontario was preparing to sell. Due diligence surfaced a single shareholder holding every share, with no room to multiply the exemption, which would have reduced the price or killed the deal outright. We cleaned up the historical file, registered the provincial payroll account, caught up the outstanding remittances, and applied for relief on the penalty, and prepared the due-diligence package the buyer's advisers actually asked for. The deal closed at the agreed price. $625,000 of tax was saved against the structure originally proposed, with no post-closing adjustment.
Case Study 4
$37,000 Of Penalties And Interest Cancelled On Relief — Data Analytics Consultancy, Guelph
A data analytics consultancy in Guelph, Ontario was carrying $37,000 of penalties and interest from sector-specific exposure the previous accountant had not seen before. A relief application cancelled it.
An assessment of $37,000 landed at a data analytics consultancy in Guelph, Ontario following a desk review. The auditor had not seen the records behind sector-specific exposure the previous accountant had not seen before. We assessed and claimed Ontario Made Manufacturing Investment Tax Credit alongside the federal return, then set out the legislative basis for the position alongside the documents supporting it. $37,000 of penalties and interest was cancelled under the taxpayer relief provisions, and the underlying assessment was adjusted to match the filed position.
Case Study 5
$155,000 Of Working Capital Freed From The Tax Cycle — Fintech Startup, Guelph
A fintech startup in Guelph, Ontario was profitable and permanently short of cash, with 13% HST charged on every sale regardless of where the customer was located behind the gap. Restructuring the tax cycle freed $155,000.
A fintech startup in Guelph, Ontario was profitable on paper and short of cash every month. 13% HST charged on every sale regardless of where the customer was located explained most of the gap. We recalculated the corporate tax at the 12.2% combined small business rate and rebased the instalments on the current year and built a thirteen-week cash view so tax payments stopped competing with payroll for the same dollars. $155,000 was released back into working capital. Remittances have been on time every period since, and the forecast shows the tax outflow before it lands.
Case Study 6
$83,000 Reassessment Reduced To Nil On Review — Physiotherapy Group, Guelph
A $83,000 reassessment was proposed against a physiotherapy group in Guelph, Ontario following a provincial payroll levy that had never been registered for or remitted. The documented response reduced it to nil.
A review notice arrived at a physiotherapy group in Guelph, Ontario covering its on tax and accounting file for two tax years. The auditor's working position was an adjustment of $83,000, driven by a provincial payroll levy that had never been registered for or remitted. Rather than negotiate, we rebuilt the record. We assessed and claimed Ontario Innovation Tax Credit alongside the federal return and submitted a point-by-point response that answered each proposed adjustment with the document behind it. The auditor accepted the documented position and closed the review without adjustment, protecting $83,000 and leaving the prior filings undisturbed.