Case Study 1
Desk-Review Assessment Of $25,000 Vacated — Fintech Startup, Medicine Hat
A desk review assessed a fintech startup in Medicine Hat, Alberta $25,000 over instalments still calculated on a year the business had long outgrown. Producing the records vacated it.
A fintech startup in Medicine Hat, Alberta was carrying $25,000 of penalties and interest arising from instalments still calculated on a year the business had long outgrown, much of it accumulated during a period the CRA itself had delayed. We registered for the out-of-province obligations that had been triggered, then reconciled the GST filings to the sales ledger province by province and framed the relief application on the specific grounds the CRA guidelines recognise rather than on general hardship. The assessment was vacated. $25,000 came off the account, and the documentation now on file makes the same position straightforward to defend next time.
Case Study 2
Books Rebuilt From Source, $13,500 In Unclaimed Input Tax Found — Greenhouse Grower, Medicine Hat
The ledger at a greenhouse grower in Medicine Hat, Alberta could not support its own filings because of sales into HST provinces billed at AB’s 5% GST rate. Rebuilding it surfaced $13,500 in unclaimed input tax.
A greenhouse grower in Medicine Hat, Alberta could not answer basic questions about its own numbers, because sales into HST provinces billed at AB’s 5% GST rate sat between the bank statements and the ledger. We recalculated the corporate tax at the 11% combined small business rate and rebased the instalments on the current year, then documented the process so the work does not depend on any one person remembering how it was done. Records rebuilt and reconciled, $13,500 recovered in input tax credits that the old file could not support, and a documented monthly process now in place.
Case Study 3
$36,500 Cut From The Annual Tax Bill — Solar Installation Company, Medicine Hat
A solar installation company in Medicine Hat, Alberta was filing correctly and still overpaying because of a registration threshold crossed on out-of-province sales that nobody was tracking. Restructuring the position cut $36,500 from the annual bill.
A solar installation company in Medicine Hat, Alberta was compliant but paying more than it needed to. The prior year had been filed correctly and still left a registration threshold crossed on out-of-province sales that nobody was tracking on the table. We modelled the current position against the alternatives before changing anything, then assessed and claimed Alberta Innovation Employment Grant alongside the federal return. The change saved $36,500 in the first year and repeats annually. Nothing about the filings became more aggressive; the position is simply the one the rules already allowed.
Case Study 4
$39,000 Reassessment Reduced To Nil On Review — Owner-Operator Trucking Corporation, Medicine Hat
A $39,000 reassessment was proposed against an owner-operator trucking corporation in Medicine Hat, Alberta following payroll obligations from another province applied to local staff by an out-of-province provider. The documented response reduced it to nil.
A review notice arrived at an owner-operator trucking corporation in Medicine Hat, Alberta covering its ab tax and accounting file for two tax years. The auditor's working position was an adjustment of $39,000, driven by payroll obligations from another province applied to local staff by an out-of-province provider. Rather than negotiate, we rebuilt the record. We assessed and claimed Alberta Agri-Processing Investment Tax Credit alongside the federal return and submitted a point-by-point response that answered each proposed adjustment with the document behind it. The auditor accepted the documented position and closed the review without adjustment, protecting $39,000 and leaving the prior filings undisturbed.
Case Study 5
Intergenerational Transfer Completed With $355,000 Deferred — Bus and Coach Operator, Medicine Hat
A family transfer at a bus and coach operator in Medicine Hat, Alberta would have been fully taxable because of passive assets sitting inside the operating company, disqualifying the shares. Restructuring deferred $355,000.
A generational transfer at a bus and coach operator in Medicine Hat, Alberta had been discussed for years without a plan. Passive assets sitting inside the operating company, disqualifying the shares meant the transfer as contemplated would have been fully taxable. We registered for the out-of-province obligations that had been triggered, then reconciled the GST filings to the sales ledger province by province, sequencing the steps so each one was complete and documented before the next depended on it. $355,000 of tax was deferred through the transfer, and the successor generation took over a corporation whose records stood up to review.
Case Study 6
Holding Structure Added, $32,500 Saved Annually — Heavy-Haul Specialist, Medicine Hat
A heavy-haul specialist in Medicine Hat, Alberta needed a holding structure to deal with instalments still calculated on a year the business had long outgrown. The reorganisation was tax-neutral and removed $32,500 of annual exposure.
A heavy-haul specialist in Medicine Hat, Alberta was carrying instalments still calculated on a year the business had long outgrown, and every option for fixing it ran through a reorganisation that had to be done without triggering tax. Working with the client's lawyer, we recalculated the corporate tax at the 11% combined small business rate and rebased the instalments on the current year and prepared the elections, resolutions and valuations the structure needed to stand up. The structure now matches the business. Annual saving of $32,500, and the reorganisation itself was tax-neutral.