Case Study 1
$68,000 Of Working Capital Freed From The Tax Cycle — Home-Care Nursing Agency, Kenora
A home-care nursing agency in Kenora, Ontario was profitable and permanently short of cash, with a provincial payroll levy that had never been registered for or remitted behind the gap. Restructuring the tax cycle freed $68,000.
A home-care nursing agency in Kenora, Ontario was profitable on paper and short of cash every month. A provincial payroll levy that had never been registered for or remitted explained most of the gap. We assessed and claimed Ontario Innovation Tax Credit alongside the federal return and built a thirteen-week cash view so tax payments stopped competing with payroll for the same dollars. $68,000 was released back into working capital. Remittances have been on time every period since, and the forecast shows the tax outflow before it lands.
Case Study 2
Corporate Structure Rebuilt For $69,000 Of Annual Savings — Digital Product Agency, Kenora
The structure at a digital product agency in Kenora, Ontario no longer fitted the business, and sector-specific exposure the previous accountant had not seen before showed it. Rebuilding it saves $69,000 a year.
The structure at a digital product agency in Kenora, Ontario had been set up years earlier for a business that no longer existed, and sector-specific exposure the previous accountant had not seen before had become expensive. We assessed and claimed Ontario Made Manufacturing Investment Tax Credit alongside the federal return. The reorganisation used the rollover provisions rather than a taxable transfer, so no tax fell due on the restructuring itself. $69,000 of annual saving, achieved on a tax-deferred basis. The minute book, elections and valuations are all in the file.
Case Study 3
$30,000 Proposed Adjustment Withdrawn In Full — Textile Manufacturer, Kenora
A textile manufacturer in Kenora, Ontario faced a $30,000 proposed reassessment after instalments still calculated on a year the business had long outgrown. We rebuilt the documentation and the adjustment was withdrawn in full.
A textile manufacturer in Kenora, Ontario received a proposal letter opening a review of its on tax and accounting file. The CRA had identified instalments still calculated on a year the business had long outgrown and proposed an adjustment of $30,000, with 30 days to respond. We treated the response as an evidence exercise rather than an argument. We rebuilt the sales ledger by customer location, applied the correct place-of-supply rate to each stream, and filed the adjusted HST returns, then indexed every supporting document against the specific line the auditor had questioned. The proposed adjustment was withdrawn in full — all $30,000 of it. The file closed in 10 weeks with no change to the assessed amounts and no penalty.
Case Study 4
17 Months Reconciled And $19,000 Of Input Tax Recovered — Executive Coaching Practice, Kenora
17 months of records at an executive coaching practice in Kenora, Ontario had never been reconciled, leaving 13% HST charged on every sale regardless of where the customer was located. Rebuilding recovered $19,000.
An executive coaching practice in Kenora, Ontario was carrying 13% HST charged on every sale regardless of where the customer was located. Nothing reconciled, and every filing started with 17 months of cleanup. We rebuilt from source rather than correcting on top of the existing file. We recalculated the corporate tax at the 12.2% combined small business rate and rebased the instalments on the current year, then set the routine that keeps it clean. 17 months reconciled to the bank. The close now takes 5 days, and $19,000 of previously unclaimable input tax was recovered in the process.
Case Study 5
$104,000 Of Arbitrary Assessments Vacated After 6 Years — Captive Insurance Manager, Kenora
The CRA had assessed a captive insurance manager in Kenora, Ontario on estimates across 6 unfiled years. Real filings vacated $104,000 of that tax.
6 years of unfiled returns had turned into notional assessments at a captive insurance manager in Kenora, Ontario, with out-of-province sales billed at the ON rate instead of the customer’s underneath. Collections had already started. We registered the provincial payroll account, caught up the outstanding remittances, and applied for relief on the penalty, then filed every outstanding year in chronological order so the CRA could vacate the notional assessments cleanly. All 6 years were accepted as filed. $104,000 of arbitrarily assessed tax was vacated, collections action stopped, and the account is current for the first time in 6 years.
Case Study 6
Scaled To 21 Staff With $104,000 Of Working Capital Freed — Medical Imaging Clinic, Kenora
Growth at a medical imaging clinic in Kenora, Ontario had outrun the back office, and a provincial payroll levy that had never been registered for or remitted broke first. Headcount reached 21 with $104,000 of cash freed.
A medical imaging clinic in Kenora, Ontario was growing fast — headcount to 21 in eighteen months — and the back office had not kept up. A provincial payroll levy that had never been registered for or remitted was the first thing to break. We assessed and claimed Ontario Innovation Tax Credit alongside the federal return, and built the compliance calendar for the size the business was becoming rather than the size it had been. The business reached 21 staff with no missed remittance and no late filing. $104,000 of working capital was freed in the process.